Insurance is complicated and to be fully understood requires detailed analysis. Nuances of insurance product design exist within both the type of insurance (Whole Life, Variable Life, Guaranteed Life, Term, etc.) and within each insurance company. The numerous components of insurance make this product one of the most often misunderstood pieces of a financial or estate plan. Our team of Certified Financial Planners (CFPs), Chartered Life Underwriters (CLUs) and Certified Public Accountants (CPAs) work together to develop a detailed insurance plan for our clients.
Plans cover a variety of areas including:
- Needs Analysis
- Policy Review
- Insurance Carrier Financial Strength (Third Party Reports on Credit Worthiness)
- Policy Funding Strategies
- Policy Loan Options
- Policy Market Value Assessment
- Policy Disposition Options