body, div, h1, h2, h3, h4, p, ul, ol, li, dl, dt, dd, img, form, fieldset, blockquote {
    margin: 0px;
    padding: 0px;
    border: 0px;
}
body {	
    text-align: center;
}
p, div, li,  h1, h2, h3, h4, td, input, select, textarea {
    font-family: "Trebuchet MS", "Bitstream Vera Sans", verdana, lucida, arial, helvetica, sans-serif;
    font-size: 13px;
    color: #000;
    line-height: 18px;
}
p, h2, h3, h4 {
	margin-bottom: 15px;
}
a img, :link img, :visited img {
    border: none
}
a:link, a:visited {
    color: #3a4972;
    text-decoration: underline;
}
a:hover, a:active {
    color: #a3a8a2;
    text-decoration: underline;
}
div.clear {
    clear: both;
    overflow: hidden;
    height: 1px;
}

/* ----------------------------------- */
/* WRAPPER
/* ----------------------------------- */
#wrapper {
	width: 940px;
	margin: 0 auto;
	text-align: left;
}

/* ----------------------------------- */
/* TOP
/* ----------------------------------- */
#top {
	margin: 0 40px;
	background: transparent url(/_images/top.jpg) 0 0 repeat;
	height: 66px;
	overflow: hidden;
}

/* MENU */
#menu {
	background: url(/_images/menu.jpg) 0 0 no-repeat;
	width: 483px;		/* Width of entire image */ 
	height: 32px;		/* Height of buttons */
	margin: 34px 0 0 0;
	float: right;
}
#menu span {
	display: none;
}
#menu li, #menu a {
	height: 32px;		/* Each button must have the same height, define it here */ display: block;
}
#menu li {
	float: left;
	list-style: none;
	_display: inline;		/* fixes IE/Win double margin float bug (safe) */
}

/* margin-left - you will need to adjust this value to "center" your nav, if needed */ 
/* width - width of each button, they will each most likely be unique */ 
#menu-company			{ width: 67px; }
#menu-services 			{ width: 67px; }
#menu-events 			{ width: 58px; }
#menu-client	 		{ width: 106px; }
#menu-contact		 	{ width: 90px; }
#menu-institutional 	{ width: 95px; }
#menu-strategicpartners 	{ width: 95px; }

/* Changed values should match sum of "width" numbers specified above */ 
#menu-company a:hover 			{ background: transparent url(/_images/menu.jpg) 0px -32px no-repeat; }
#menu-services a:hover  		{ background: transparent url(/_images/menu.jpg) -67px -32px no-repeat; }
#menu-events a:hover 			{ background: transparent url(/_images/menu.jpg) -134px -32px no-repeat; }
#menu-client a:hover			{ background: transparent url(/_images/menu.jpg) -192px -32px no-repeat; }
#menu-contact a:hover 			{ background: transparent url(/_images/menu.jpg) -298px -32px no-repeat; }
#menu-institutional a:hover		{ background: transparent url(/_images/menu.jpg) -388px -32px no-repeat; }
#menu-strategicpartners a:hover		{ background: transparent url(/_images/menu.jpg) -388px -32px no-repeat; }

/* ----------------------------------- */
/* MAIN
/* ----------------------------------- */
#main-wrapper {
	background: transparent url(/_images/wrapper.jpg) 0 0 repeat-y;
}

/* ----------------------------------- */
/* CONTENT
/* ----------------------------------- */

#content {
	width: 550px;
	float: left;
	margin-left: 44px;
	display: inline;
}
	h1 {
		height: 85px;
		text-indent: -3000px;
	}
	#home #content h1 { background: url(/_images/header/welcome.gif) 0 0 no-repeat; }
	#home #side h1 { background: url(/_images/header/services-side.gif) 0 0 no-repeat; }
	
	#content h2 {
		font-size: 14px;
		color: #3a4972;
	}
	
	em, i {
		color: #3a4972;
	}
	
	#content ul, #content ol {
		margin-bottom: 15px;
	}
	#content li {
		margin-left: 25px;
	}
	
	#content p.top {
		font-size: 10px;
		text-align: right;
	}
	#content p.note {
		color: #666;
	}
	
	#content td {
		font-size: 12px;
		line-height: 14px;
	}
	
	sup {
		font-size: 65%;
	} 
	
/* ----------------------------------- */
/* SIDE
/* ----------------------------------- */	
	
#side {
	width: 275px;
	float: right;
	margin-right: 46px;
	display: inline;
}
	#side li {
		list-style: none;
		background: transparent url(/_images/side-item.gif) 0 0 no-repeat;
		line-height: 22px;
		padding-left: 35px;
		margin-bottom: 5px;
	}
	#side li a {
		text-decoration: none;
	}
	#side li a:link, #side li a:visited {
		color: #000;
	}
	#side li a:hover, #side li a:active {
		color: #a3a8a2;
	}
	#side li.highlight {
		color: #3a4972;
		font-weight: bold;
	}
	#side li li {
		background: none;
		padding-left: 0;
		font-size: 11px;
		line-height: 11px;
		margin-bottom: 0;
		margin-top: 3px;
		font-weight: normal;
	}
	#side li li a:link, #side li li a:visited {
		color: #888888;
	}
	#side li li a:hover, #side li li a:active {
		color: #a3a8a2;
	}
	#side p {
		margin-left: 25px;
	}
	
	.client-center #side p {
		font-size: 11px;
		line-height: 13px;
	}

/* ----------------------------------- */
/* HOME
/* ----------------------------------- */
body#home {
	background: #3a4972 url(/_images/home/bg.jpg) top center repeat-x;
}
#home #banner {
	background: transparent url(/_images/home/banner.jpg) 0 0 no-repeat;
	height: 195px;
}
#home #main {
	background: transparent url(/_images/home/main.jpg) 0 0 no-repeat;
}

/* ----------------------------------- */
/* SUB
/* ----------------------------------- */
body.sub {
	background: #3a4972 url(/_images/sub/bg.jpg) 0 0 repeat-x;
}
.sub #main {
	background: transparent url(/_images/sub/main.jpg) 0 0 no-repeat;
}
.sub #side {
	padding-top: 60px;
	background: transparent freee_images/sub/side.gif) 0 30px no-repeat;
}
.sub #banner {
	height: 97px;
	margin-top: 31px;
	margin-bottom: 15px;
	background: transparent url(/_images/sub/graphic/01.jpg) 0 0 no-repeat;
}

.company #banner {
	background: transparent url(/_images/sub/graphic/08.jpg) 0 0 no-repeat;
}
.contact #banner {
	background: transparent url(/_images/sub/graphic/09.jpg) 0 0 no-repeat;
}
.client-center #banner {
	background: transparent url(/_images/sub/graphic/07.jpg) 0 0 no-repeat;
}
.events #banner {
	background: transparent url(/_images/sub/graphic/02.jpg) 0 0 no-repeat;
}
.institutional #banner {
	background: transparent url(/_images/sub/graphic/03.jpg) 0 0 no-repeat;
}
.services #banner {
	background: transparent url(/_images/sub/graphic/10.jpg) 0 0 no-repeat;
}
.other #banner {
	background: transparent url(/_images/sub/graphic/01.jpg) 0 0 no-repeat;
}

#crumb {
	float: right;
	margin-top: 35px;
}
	#crumb li {
		font-size: 11px;
		display: inline;
		background: transparent url(/_images/sub/crumb.gif) 0 3px no-repeat;
		padding-left: 7px;
		margin: 0;
	}
		#crumb li.first {
			padding: 0;
			background: none;
		}
	#crumb a:link, #crumb a:visited {
		color: #bfbfbf;
	}
	#crumb a:hover, #crumb a:active {
		color: #a3a8a2;
	}

.company #header { background: url(/_images/header/company/company.gif) 0 0 no-repeat; }
.team #header { background: url(/_images/header/company/team.gif) 0 0 no-repeat; }
.mission #header { background: url(/_images/header/company/mission.gif) 0 0 no-repeat; }
.approach #header { background: url(/_images/header/company/approach.gif) 0 0 no-repeat; }
.news #header { background: url(/_images/header/company/news.gif) 0 0 no-repeat; }
.press #header { background: url(/_images/header/company/press.gif) 0 0 no-repeat; }
.quarterly #header { background: url(/_images/header/company/quarterly.gif) 0 0 no-repeat; }
.join #header { background: url(/_images/header/company/join.gif) 0 0 no-repeat; }
.community #header { background: url(/_images/header/company/community.gif) 0 0 no-repeat; }
.sponsorships #header { background: url(/_images/header/company/sponsorships.gif) 0 0 no-repeat; }
.torch-award #header { background: url(/_images/header/company/torch-award.gif) 0 0 no-repeat; }
.financial-focus #header { background: url(/_images/header/company/financial-focus.gif) 0 0 no-repeat; }
.affiliations #header { background: url(/_images/header/company/affiliations.gif) 0 0 no-repeat; }
.careers #header { background: url(/_images/header/company/careers.gif) 0 0 no-repeat; }
.positions #header { background: url(/_images/header/company/positions.gif) 0 0 no-repeat; }

.services #header { background: url(/_images/header/services/services.gif) 0 0 no-repeat; }
.investments #header { background: url(/_images/header/services/investments.gif) 0 0 no-repeat; }
.portfolio-management #header { background: url(/_images/header/services/portfolio-management.gif) 0 0 no-repeat; }
.investment-philosophy #header { background: url(/_images/header/services/investment-philosophy.gif) 0 0 no-repeat; }
.account-management-process #header { background: url(/_images/header/services/account-management-process.gif) 0 0 no-repeat; }
.alternative-investments #header { background: url(/_images/header/services/alternative-investments.gif) 0 0 no-repeat; }
.estate #header { background: url(/_images/header/services/estate.gif) 0 0 no-repeat; }
.tax-consulting #header { background: url(/_images/header/services/tax-consulting.gif) 0 0 no-repeat; }
.financial-planning #header { background: url(/_images/header/services/financial-planning.gif) 0 0 no-repeat; }
.real-estate #header { background: url(/_images/header/services/real-estate.gif) 0 0 no-repeat; }
.business #header { background: url(/_images/header/services/business.gif) 0 0 no-repeat; }
.insurance #header { background: url(/_images/header/services/insurance.gif) 0 0 no-repeat; }
.life-insurance #header { background: url(/_images/header/services/life-insurance.gif) 0 0 no-repeat; }
.long-term-care-insurance #header { background: url(/_images/header/services/long-term-care-insurance.gif) 0 0 no-repeat; }
.disability-insurance #header { background: url(/_images/header/services/disability-insurance.gif) 0 0 no-repeat; }
.annuities #header { background: url(/_images/header/services/annuities.gif) 0 0 no-repeat; }
.lending #header { background: url(/_images/header/services/lending.gif) 0 0 no-repeat; }
.legal #header { background: url(/_images/header/company/legal.gif) 0 0 no-repeat; }

.events #header { background: url(/_images/header/events.gif) 0 0 no-repeat; }

.client-center #header { background: url(/_images/header/client-center.gif) 0 0 no-repeat; }

.contact #header { background: url(/_images/header/contact.gif) 0 0 no-repeat; }
.consultation #header { background: url(/_images/header/consultation.gif) 0 0 no-repeat; }
.directions #header { background: url(/_images/header/directions.gif) 0 0 no-repeat; }

.institutional #header { background: url(/_images/header/institutional.gif) 0 0 no-repeat; }

.privacy #header { background: url(/_images/header/privacy.gif) 0 0 no-repeat; }
.disclosures #header { background: url(/_images/header/disclosures.gif) 0 0 no-repeat; }
.terms #header { background: url(/_images/header/terms.gif) 0 0 no-repeat; }
.site-map #header { background: url(/_images/header/site-map.gif) 0 0 no-repeat; }
.search #header { background: url(/_images/header/search.gif) 0 0 no-repeat; }


#announcement {display:block; right:12px; top:70px; width:200px; height:40px; position:fixed; border:1px solid #888; padding:10px; text-align:center; font-weight:bold; color:#000; background-color:#FFF;}

/* ----------------------------------- */
/* FOOTER
/* ----------------------------------- */
#page-footer {
	height: 21px;
	clear: both;
	background: transparent url(/_images/footer.jpg) 0 0 no-repeat;
}

#footer {
	padding-bottom: 20px;
}
#footer p {
	color: #FFF;
}
#footer a:link, #footer a:visited {
	color: #FFF;
	text-decoration: none;
}
#footer a:hover, #footer a:active {
	color: #a3a8a2;
	text-decoration: none;
}